PEMODELAN LOYALITAS PENGGUNA APLIKASI OVO DI KOTA MALANG: PERAN KUALITAS LAYANAN DAN CITRA MEREK DENGAN KEPUASAN SEBAGAI PEMEDIASI

Authors

  • Imtinan Widhah Kumala Universitas Muhammadiyah Malang
  • Saefudin Saefudin Universitas Muhammadiyah Karanganyar
  • Suko Rina Adibatunabillah Universitas Muhammadiyah Yogyakarta

DOI:

https://doi.org/10.14421/jmd.2023.91.06

Abstract

The increasing number of e-money users makes business competition in the industry increasingly tight. This has an impact on decreasing the number of users on the OVO application. This research aims to analyze the influence of service quality and brand image on loyalty among OVO users in Malang City with user satisfaction as a mediating variable. This research is causality research with sampling using a purposive sampling approach. The number of samples that met the criteria was 303 respondents who were OVO users in Malang City. Data analysis was tested statistically via AMOS with the criteria P-Value ≤ 0.05. The research results prove that service quality and brand image partially have a significant effect on user satisfaction and loyalty. User satisfaction has been proven to have a significant effect on user loyalty. Mediationally, the research results prove that satisfaction is able to mediate the relationship between service quality and user loyalty. Furthermore, satisfaction is able to mediate the relationship between brand image and user loyalty.

Abstract viewed: 122 times | PDF downloaded = 114 times

References

Ahmed, S., Al Asheq, A., Ahmed, E., Chowdhury, U. Y., Sufi, T., & Mostofa, M. G. (2022). The intricate relationships of consumers’ loyalty and their perceptions of service quality, price and satisfaction in restaurant service. TQM Journal, 35(2), 519–539. https://doi.org/10.1108/TQM-06-2021-0158

Alam, M. M., Awawdeh, A. E., & Muhamad, A. I. Bin. (2021). Using e-wallet for business process development: challenges and prospects in Malaysia. Business Process Management Journal, 27(4), 1142–1162. https://doi.org/10.1108/BPMJ-11-2020-0528

Alfakih, K. A. A., Saraih, U. N., Al-Shammari, S. A., Abdulrab, M., Ur Rehman, A., & Al-Mamary, Y. H. S. (2022). Determinants of the Malaysian Cars Brand Loyalty: Mediating Effect of Brand Satisfaction. Journal of Industrial Integration and Management, 7(4), 555–598. https://doi.org/10.1142/S2424862221500172

Alonso-Dos-Santos, M., Soto-Fuentes, Y., & Valderrama-Palma, V. A. (2020). Determinants of Mobile Banking Users’ Loyalty. Journal of Promotion Management, 26(5), 615–633. https://doi.org/10.1080/10496491.2020.1729312

Ameer, I. (2014). Satisfaction- A behavioral perspective on consumer: Review, criticism and contribution. International Journal of Research Studies in Management, 3(1), 75–82. https://doi.org/10.5861/ijrsm.2013.406

Blut, M. (2016). E-Service Quality: Development of a Hierarchical Model. Journal of Retailing, 92(4), 500–517. https://doi.org/10.1016/j.jretai.2016.09.002

Boonlertvanich, K. (2019). Service quality, satisfaction, trust, and loyalty: the moderating role of main-bank and wealth status. International Journal of Bank Marketing, 37(1), 278–302. https://doi.org/10.1108/IJBM-02-2018-0021

Cassia, F., Cobelli, N., & Ugolini, M. (2017). The effects of goods-related and service-related B2B brand images on customer loyalty. Journal of Business and Industrial Marketing, 32(5), 722–732. https://doi.org/10.1108/JBIM-05-2016-0095

Chalik, F. R., & Faturohman, T. (2022). Customer Satisfaction of E-Wallet User: an Adoption of Information System Success Model. International Symposia in Economic Theory and Econometrics, 30, 61–83. https://doi.org/10.1108/S1571-038620220000030005

Chan, V. H. Y., Chiu, D. K. W., & Ho, K. K. W. (2022). Mediating effects on the relationship between perceived service quality and public library app loyalty during the COVID-19 era. Journal of Retailing and Consumer Services, 67(January), 102960. https://doi.org/10.1016/j.jretconser.2022.102960

Chi, T. (2018). Understanding Chinese consumer adoption of apparel mobile commerce: An extended TAM approach. Journal of Retailing and Consumer Services, 44, 274–284. https://doi.org/10.1016/j.jretconser.2018.07.019

Cooper, D. R., & Schindler, P. S. (2014). Business Research Methods 12th Edition. In Business Research Methods.

Dichter, E. (1985). What’s In An Image. The Journal Of Consumer Marketing, 1(2), 54–60. https://doi.org/https://doi-org.ezproxy.ugm.ac.id/10.1108/eb038824

Ferdinand, A. (2006). Structural Equation Modeling Dalam Penelitian Manajemen: Aplikasi Model-Model Rumit Dalam Penelitian Untuk Tesis Magister Dan Disertasi Doktor. Universitas Negeri Diponegoro.

Garzaro, D. M., Varotto, L. F., & Pedro, S. de C. (2021). Internet and mobile banking: the role of engagement and experience on satisfaction and loyalty. International Journal of Bank Marketing, 39(1), 1–23. https://doi.org/10.1108/IJBM-08-2020-0457

Hayati, S., Suroso, A., Suliyanto, & Elfan Kaukab, M. (2020). Customer satisfaction as a mediation between micro banking image, customer relationship and customer loyalty. Management Science Letters, 10(11), 2561–2570. https://doi.org/10.5267/j.msl.2020.3.039

Iqbal, M. A., & Indradewa, R. (2021). The Influence of Brand Image and Service Quality on Customer Loyalty which is Mediated by Customer Satisfaction (Case Study PT. Indosat). International Journal of Research and Review (Ijrrjournal.Com), 8(March), 3.

Krystallis, A., & Chrysochou, P. (2014). The effects of service brand dimensions on brand loyalty. Journal of Retailing and Consumer Services, 21(2), 139–147. https://doi.org/10.1016/j.jretconser.2013.07.009

Lubaba, H., Rohman, F., & Surachman. (2022). Leveraging experience quality to increase loyalty of digital wallet user in Indonesia. International Journal of Research in Business and Social Science (2147- 4478), 11(5), 46–56. https://doi.org/10.20525/ijrbs.v11i5.1847

Marliyah, M., Ridwan, M., & Sari, A. K. (2021). The Effect of E-Service Quality on Satisfaction and Its Impact on Customer Loyalty of Mobile Banking Users (Case Study of Bank Syariah Mandiri KCP Belawan). Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences, 4(2), 2717–2729. https://doi.org/10.33258/birci.v4i2.1980

Mou, J., Shin, D. H., & Cohen, J. F. (2016). Erratum to Trust and risk in consumer acceptance of e-services (Electron Commer Res, Doi 10.1007/s10660-015-9205-4). Electronic Commerce Research, 16(1), 141. https://doi.org/10.1007/s10660-015-9210-7

Mulyono, R. A., & Pasaribu, L. H. (2021). The Impact of Mobile Service Quality and Brand Image on Customer Loyalty. Enrichment : Journal of Management, 12(1), 1–7. https://enrichment.iocspublisher.org/index.php/enrichment/article/view/141

Nariyari, T. B., Fakhri, M., & Kumalasari, A. D. (2022). The Effect Of Service Quality And Customer Satisfaction On Customer Loyalty OVO E-Wallet Users. Proceedings of the International Conference on Industrial Engineering and Operations Management Istanbul, Turkey, 3862–3872.

Narotama, A. (2019). The Effect of Service Quality on Customer Loyalty with Brand Images and Customer Satisfaction as Mediation. Jurnal Manajemen Dan Kewirausahaan, 7(1), 86–93. https://doi.org/10.26905/jmdk.v7i1.2692

Oliver, R. L. (1999). Whence Consumer Loyalty? Journal of Marketing, 63, 33–44.

Omar, S., Mohsen, K., Tsimonis, G., Oozeerally, A., & Hsu, J. H. (2021). M-commerce: The nexus between mobile shopping service quality and loyalty. Journal of Retailing and Consumer Services, 60(April 2020), 102468. https://doi.org/10.1016/j.jretconser.2021.102468

Onyancha, G. K. (2013). The Impact of Bank Brand Image on Customer Satisfaction and Loyalty : A Case of Kenya Commercial Bank. European Journal of Business and Management, 5(21), 35–40.

Pratiwi, L., Sunaryo, S., & Mugiono, M. (2021). The effect of e-service quality on e-loyalty mediated by e-trust and brand image variables. International Journal of Research in Business and Social Science (2147- 4478), 10(6), 56–62. https://doi.org/10.20525/ijrbs.v10i6.1364

Puriwat, W., & Tripopsakul, S. (2017). The impact of e-service quality on customer satisfaction and loyalty in mobile banking usage: case study of thailand. Polish Journal of Management Studies, 15(2), 183–193. https://doi.org/10.17512/pjms.2017.15.2.17

Puška, A., Stojanović, I., & Berbić, S. (2018). the Impact of Chocolate Brand Image, Satisfaction, and Value on Brand Loyalty. Economy and Market Communication Review, 8(1), 37–54. https://doi.org/10.7251/emc1801037p

Rahi, S., Ghani, M. A., & Ngah, A. H. (2020). Factors propelling the adoption of internet banking: The role of e-customer service, website design, brand image and customer satisfaction. International Journal of Business Information Systems, 33(4), 549–569. https://doi.org/10.1504/IJBIS.2020.105870

Rigdon, E. E., Sarstedt, M., & Ringle, C. M. (2017). On Comparing Results from CB-SEM and PLS-SEM: Five Perspectives and Five Recommendations. Marketing ZFP, 39(3), 4–16. https://doi.org/10.15358/0344-1369-2017-3-4

Sasmita, J., & Mohd Suki, N. (2015). Young consumers’ insights on brand equity: Effects of brand association, brand loyalty, brand awareness, and brand image. International Journal of Retail and Distribution Management, 43(3), 276–292. https://doi.org/10.1108/IJRDM-02-2014-0024

Sheng, T., & Liu, C. (2010). An empirical study on the effect of e-service quality on online customer satisfaction and loyalty. Nankai Business Review International, 1(3), 273–283. https://doi.org/10.1108/20408741011069205

Taqi, I., & Muhammad, G. (2020). Brand Loyalty and the Mediating Roles of Brand Image and Customer Satisfaction. Market Forces College of Management Sciences, 15(1), 101–119.

Yang, A. J.-F., Huang, Y.-C., & Chen, Y. J. (2017). The importance of customer participation for high-contact services: evidence from a real estate agency. Total Quality Management and Business Excellence, 30(7–8), 831–847. https://doi.org/10.1080/14783363.2017.1341814

Yang, X., Yang, J., Hou, Y., Li, S., & Sun, S. (2023). Gamification of mobile wallet as an unconventional innovation for promoting Fintech: An fsQCA approach. Journal of Business Research, 155, 1–7. https://doi.org/10.1016/j.jbusres.2022.113406

Yuan, S., Liu, L., Su, B., & Zhang, H. (2020). Determining the antecedents of mobile payment loyalty: Cognitive and affective perspectives. Electronic Commerce Research and Applications, 41(March). https://doi.org/10.1016/j.elerap.2020.100971

Zhang, Q., Ariffin, S. K., Richardson, C., & Wang, Y. (2023). Influencing factors of customer loyalty in mobile payment: A consumption value perspective and the role of alternative attractiveness. Journal of Retailing and Consumer Services, 73, 1–15. https://doi.org/10.1016/j.jretconser.2023.103302

Zhao, L., Lu, Y., Zhang, L., & Chau, P. Y. K. (2012). Assessing the effects of service quality and justice on customer satisfaction and the continuance intention of mobile value-added services: An empirical test of a multidimensional model. Decision Support Systems, 52(3), 645–656. https://doi.org/10.1016/j.dss.2011.10.022

Zhong, J., & Chen, T. (2023). Antecedents of mobile payment loyalty: An extended perspective of perceived value and information system success model. Journal of Retailing and Consumer Services, 72(August 2022), 103267. https://doi.org/10.1016/j.jretconser.2023.103267

Zhou, Q., Lim, F. J., Yu, H., Xu, G., Ren, X., Liu, D., Wang, X., Mai, X., & Xu, H. (2021). A study on factors affecting service quality and loyalty intention in mobile banking. Journal of Retailing and Consumer Services, 60, 1–8. https://doi.org/10.1016/j.jretconser.2020.102424

Downloads

Published

2023-12-31

How to Cite

Kumala, I. W., Saefudin, S., & Adibatunabillah, S. R. (2023). PEMODELAN LOYALITAS PENGGUNA APLIKASI OVO DI KOTA MALANG: PERAN KUALITAS LAYANAN DAN CITRA MEREK DENGAN KEPUASAN SEBAGAI PEMEDIASI. JURNAL MANAJEMEN DAKWAH, 9(1), 131–154. https://doi.org/10.14421/jmd.2023.91.06

Issue

Section

Articles