Alief, Abdullah, and Ibi Satibi. “Financial Technology Innovation in Modernizing Zakat Payment in the Digital Era”. Journal of Business Management and Islamic Banking 3, no. 1 (December 10, 2024): 127–138. Accessed December 6, 2025. https://ejournal.uin-suka.ac.id/febi/JBMIB/article/view/2351.