Journal of Islamic Economy and Community Engagement

Mitigation of Lipstick Effect and Doom Spending Through Financial Management in Supporting Sustainable Household Welfare

Tangguh Pratysto — 2025-11-28

Lipstick effect and doom spending appear simultaneously as psychological responses to economic pressures in people's spending patterns. This community service program aims to mitigate both phenomena through Islamic financial management training for students at Al-Ghozali Islamic Boarding School in Yogyakarta. Using the Asset-Based Community Development (ABCD) approach, activities include preparing Islamic financial materials, conducting interactive financial management training, and evaluating progress through pre-tests and post-tests. The program produces practical financial modules, activity reports, and scientific articles. The expected impacts include enhancing students' financial literacy, promoting healthy financial habits, and developing a sustainable financial education model grounded in Islamic values that can be replicated in other Islamic boarding schools.

VILLAGE-OWNED ENTERPRISES IN BREBES REGENCY: GOVERNANCE GAPS, MARKET COMPETITION, AND PATHWAYS TO SUSTAINABILITY

Tangguh Pratysto — 2026-01-09

The poverty rate in Brebes is among the highest in the province, with 15.6% of its people living below the poverty line in 2024. To overcome these problems, Village-owned Enterprises (BUM Desa) were introduced through Law No. 6 of 2014 to tap local potential, boost welfare, and raise Village Original Revenue. While every village in Brebes has a BUM Desa, many are still at the beginning of their development and experience setbacks in areas such as legal formalisation, governance, managerial skills, and market competitiveness. This research uses a qualitative approach and a semi-structured interview with the Baperlitbangda and Dinpermades to analyse the institution's performance and its relationship with the emerging Koperasi Desa Merah Putih (KDMP). The findings indicate reliance on individual leadership, high levels of non-performing loans, and unclear market-share allocations, as Village-Owned Enterprises (BUMDes) are suspected of competing with KDMPs rather than collaborating with them. Strengthening the legal framework for professional management of Village-Owned Enterprises (BUM Desa) in Brebes Regency is necessary to realize a dynamic village economy.

Training on Using the Petanimilenial.id Financial Accounting Application to Improve Financial Accountability Among Millennial Farmers

RR. Indah Mustikawati — 2025-12-22

Digital transformation in the agricultural sector is an important requirement for achieving efficiency, transparency, and sustainability in farming businesses. However, low financial literacy and technological skills remain major obstacles for millennial farmers in managing their finances professionally. This community service activity aims to improve the financial accountability and digital capabilities of millennial farmers through training and assistance in using the Petanimilenial.id application. The program was implemented in Sleman Regency, Special Region of Yogyakarta, involving the millennial farmer community as partners. The implementation method included socialization, technical training, implementation assistance, and participatory evaluation using questionnaires. The results of the activity showed a significant increase in digital financial recording capabilities, understanding of application-based financial recording, and the preparation of simple financial reports. The overall average evaluation score of 4.27 (excellent category) indicates that the Petanimilenial.id application is considered easy to use, relevant to farming needs, and effective in improving financial accountability. The evaluation results show that this activity needs to be continued or further developed, with an average score of 4.73. In addition, this activity encourages an increase in farmers' confidence in making decisions based on financial data. This program proves that technology-based assistance can strengthen the financial literacy and professionalism of young farmers, while also being a concrete step towards sustainable agricultural digitalization in the modern economic era.

Building a Halal Ecosystem Through Sharia Business Education and MSME Mentoring

Muhammad Bekti Hendrie Anto — 2025-11-18

The concepts of halal and thayyib serve as fundamental pillars of Islamic-based business, encompassing not only the products consumed but also the entire underlying business process. Micro, Small, and Medium Enterprises (MSMEs) located around the Faculty of Business and Economics (FBE), Universitas Islam Indonesia (UII), particularly in Dero Hamlet, Ngringin, demonstrate considerable potential for developing Sharia-compliant business practices. However, limited knowledge regarding the concepts of halal, Islamic business management, and the halal certification process remains a major constraint. This community service program was designed to enhance literacy and practical implementation of halal business principles through the Sharia Business School for MSMEs, which integrates educational sessions, training activities, and halal certification assistance. The methodology comprised three main stages: assessment, training, and evaluation. The results indicate an improvement in participants’ understanding of the Islamic business cycle and a heightened awareness of the importance of halal certification. This initiative is expected to serve as a sustainable model for community empowerment, contributing to the establishment of a Halalan Thayyiban business ecosystem within the FBE UII environment.

Development of an E-Ticketing Application to Improve Service Accessibility at Pudak Beach and as an Implementation of Muslim-Friendly Tourism in Ngadipuro Village, Wonotirto District, Blitar Regency

Moh Farih Fahmi — 2026-01-09

This community engagement program was implemented in Ngadipuro Village, Wonotirto District, Blitar Regency, an area with high tourism potential due to its strategic location along the South Ring Road and its abundance of coastal attractions. Despite this potential, the village has not yet achieved optimal tourism development, as reflected in its low SDGs indicators, limited digitalization, and weak institutional capacity of the local tourism group, Pokdarwis Dewata Puro. This program aimed to strengthen tourism governance through digital innovation, halal tourism development, and capacity building for local stakeholders. Using the Community-Based Research (CBR) approach, the program involved collaborative problem identification, intervention design, implementation, and evaluation with community partners. Key activities included the trial use of the Alamkuindonesia.com e-ticketing system, the creation of a halal tourism map supported by halal certification for local MSMEs, and a series of training sessions on tourism digitalization and financial management. The results show significant improvements in participants’ knowledge, as demonstrated by increased post-test scores, enhanced operational skills in digital tourism tools, and stronger awareness of halal tourism principles. The program also strengthened multi-stakeholder collaboration between the university, Pokdarwis, and partner organizations. Overall, this community service initiative successfully improved digital capacity, financial literacy, and halal tourism readiness in Ngadipuro Village. These outcomes indicate that integrated digital solutions and community empowerment strategies can support sustainable tourism development and contribute to improving village SDGs performance. The findings also provide implications for future research on digital-based tourism governance and collaborative models for rural tourism developmen