Journal of Islamic Economy and Community Engagement
Title : Journal of Islamic Economy and Community Engagement Abbreviation : JIECEM ISSN : 2809-5685 (Online) DOI Prefix : 10.14421/jiecem Ed. in Chief : Hasan Al Banna Assoc. Ed. : Egha Ezar JPH Frequency : Biannual, June & December Publisher : FEBI UIN Sunan Kalijaga Citedness in : Google Scholar Garuda The Journal of Islamic Economy and Community Engagement (JIECEM) is an international scholarly journal dedicated to publishing research grounded in Community-Based Research (CBR). It focuses on advancing knowledge in key areas such as Islamic economics, Islamic banking, Islamic finance, Islamic management, Islamic accounting, Islamic philanthropy, and Islamic business. The journal places strong emphasis on studies that actively engage specific communities at the grassroots level. This includes research involving particular religious groups, ethnic communities, or defined regional settings. JIECEM highly values contributions that integrate community participation and service-oriented initiatives, aiming to generate meaningful impact and promote sustainable improvements in community welfare.
EMPOWERING LIVESTOCK FARMERS THROUGH HEALTHY CANNABIS AND NUTRITIOUS FEED TO IMPROVE THE WELFARE OF RESIDENTS
Goat farming is a lucrative local economic opportunity in rural areas due to access to extensive land and local feed sources. This business has the potential to generate savings and increase community income. However, despite its potential, livestock farming also presents challenges, including livestock care, pens, feed management, and the need for cooperation and coordination among farmers. These potential and challenges must be addressed to sustainably increase livestock productivity in Kenteng Village Hamlet, Susukan District, Semarang Regency. This community service activity aims to provide training on the importance of healthy livestock, which can be achieved through a healthy pen structure, including sturdy construction, adequate lighting, and proper hygiene. Special care is also needed for sick goats. Another challenge is the importance of healthy and nutritious feed. Farmer groups, whether organizations or institutions, are also involved, with the aim of encouraging coordination, training, education, and collaboration among farmers. Furthermore, these farmer groups can serve as a platform for obtaining government support in the form of feed, seeds, training, and marketing opportunities. By following proper maintenance guidelines and managing feed and waste effectively, it is hoped that the productivity and health of goats in Kragoan can increase significantly.
Copyright (c) 2026 Maulana Ghani Yusuf, Sanjoko Deny Cahyadinanto, Oktabriyantina Wulan, Khusniati Navi’ah https://creativecommons.org/licenses/by-sa/4.0
Evaluation of Digitalization Implementation in BMT: Impact on Sharia Financial Inclusion and Member Trust
This study aims to analyze the influence of digitalization on efficiency, financial inclusion, and trust among members of Baitul Maal wat Tamwil (BMT) in Yogyakarta, representing Islamic microfinance institutions undergoing digital transformation. A quantitative approach was employed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with data obtained from 207 active BMT members. The research instrument was developed based on four main constructs and measured using a five-point Likert scale. The results reveal that digitalization has a significant positive effect on operational efficiency, the expansion of Islamic financial inclusion, and the enhancement of members' trust. Furthermore, both efficiency and financial inclusion contribute positively to building trust among BMT members. These findings confirm that the adoption of digital technology not only improves operational performance but also strengthens members' loyalty and confidence in the professionalism and Sharia compliance of the institution. This research provides empirical evidence that enriches the literature on digital transformation in Islamic microfinance, while offering strategic recommendations for BMT managers and regulators to develop a digital ecosystem that is inclusive, efficient, and grounded in Islamic ethical values to ensure the sustainability of Islamic microfinance institutions in the digital economy era.
Digitalization; Efficiency; Financial Inclusion; Trust; Islamic Microfinance Institutions.
Copyright (c) 2026 Rifaatul Indana https://creativecommons.org/licenses/by-sa/4.0
Assistance in Enhancing Credit Risk Analysis Competence for Account Officers at PT. BPRS Bangun Drajat Warga Yogyakarta
Enhancing credit risk analysis competence for Account Officers (AOs) is crucial for maintaining financing portfolio quality and minimizing problematic financing risks. This service aims to identify competency needs, evaluate AOs’ analytical skills, and develop effective strategies through training and decision support system enhancements. The service method uses classical training and online/offline consultation. Results show core competencies include character, capacity, capital, collateral, and condition of economy (5C) analysis, prudential principles, and sharia compliance. Improved competence significantly impacts risk assessment accuracy, financing process efficiency, and portfolio quality. This service recommends a sustainable development model based on structured learning, on-the-job coaching, and leveraging analytic technology to support objective credit assessment and risk control.
Copyright (c) 2026 Gita Danupranata, Rijal Yaya, Muhammad Khaeruddin Hamsin, Riduwan Riduwan https://creativecommons.org/licenses/by-sa/4.0
BITCOIN AS ISLAMIC MONEY: A QAWA’ID FIQHIYYAH ANALYSIS OF SHARIAH COMPLIANCE
The rapid growth of Bitcoin necessitates a rigorous assessment of its permissibility within the framework of Islamic finance, which mandates that financial instruments adhere to Shariah principles. This study addresses a gap in the literature by moving beyond micro-transactional analysis to conduct a macro-level, doctrinal investigation. It evaluates Bitcoin’s properties as a potential form of money through the lens of classical Islamic legal maxims (qawa’id fiqhiyyah). The research employs a qualitative, doctrinal legal methodology, analyzing primary jurisprudential sources and secondary literature on cryptocurrency. The findings reveal that Bitcoin’s extreme price volatility constitutes excessive uncertainty (gharar fahish), invalidating its role as a stable store of value and unit of account, and thus disqualifying it as Shariah-compliant money (thamaniyyah). The study concludes that Bitcoin cannot be classified as Islamic money but rather as a speculative digital asset, providing critical insights for Islamic financial institutions and policymakers. Moreover, the pattern of cryptocurrency adoption in Muslim communities and its comparative analyses are necessary to be further investigated.
Copyright (c) 2026 Mohammad Yahdi, Shofwah Syafira, A. Faozan Adhima https://creativecommons.org/licenses/by-sa/4.0
Strengthening Branding and Digital Marketing in Presto Balap Milkfish MSMEs as an Effort to Increase Product Added Value
Guidelines Digital transformation in the micro, small, and medium enterprises (MSMEs) sector is a strategic need in facing market competition in the digital economy era. However, there are still many MSMEs that are not able to utilize digital technology optimally, especially in branding and marketing aspects. This study aims to analyze the strengthening of branding and digital marketing in Presto Noah Milkfish MSMEs in Mendiro Hamlet, Ngawi Regency, as an effort to increase product added value. This study uses a descriptive qualitative approach with data collection techniques through observation, in-depth interviews, and documentation. Mentoring activities are focused on creating and managing marketplace accounts, mapping business locations through Google Business Profile, preparing Cost of Production (HPP), packaging innovations using the vacuum packaging system, and implementing the QRIS digital payment system. The results of the study show that strengthening brand identity through more professional logos and packaging, as well as the use of digital marketing, is able to increase business visibility, expand market reach, and strengthen consumer trust in products. In addition, marketing digitalization also encourages the increase of digital literacy of business actors and supports the sustainability of MSMEs based on local potential. This study concludes that digital branding and marketing are effective strategies in increasing product added value and the competitiveness of MSMEs in the midst of digital economy dynamics.
Copyright (c) 2026 Arie Rachmat, Vivi Anggraini, Arifa Husna Amalia, Shafa Vania Putri https://creativecommons.org/licenses/by-sa/4.0
How to Design Personal Financial Planning Based on Maqāṣid al-Sharī‘ah: Evidence from a Real Case Study
This study aims to analyze and develop a comprehensive Islamic investment planning framework for an individual investor based on the maqāṣid al-syarī‘ah perspective. The research employs a descriptive qualitative approach with a case study design involving a Sharia-compliant investor with a moderate risk profile. Data were collected through preliminary questionnaires, structured interviews, and analysis of financial documents covering assets, liabilities, cash flow, and existing Islamic financial instruments. The analysis was conducted using eight key financial ratios to assess financial soundness and investment feasibility, followed by the classification of investment objectives into short-, medium-, and long-term horizons. The findings indicate that the client’s financial condition is generally healthy, characterized by strong liquidity and solvency, although the proportion of investment assets relative to net worth remains relatively low. Based on these results, a Sharia-compliant investment portfolio was formulated using the efficient frontier approach, emphasizing a balanced allocation between capital preservation and long-term growth through Islamic instruments such as Sharia savings, sukuk, Islamic mutual funds, Sharia-compliant stocks, and gold. This study demonstrates that structured Islamic investment planning not only enhances long-term financial resilience and wealth accumulation but also promotes ethical responsibility, sustainability, and wealth preservation in line with the objectives of maqāṣid al-syarī‘ah.
Copyright (c) 2026 Moh Shadam Taqiyyuddin Azka, Rahma Salsabila https://creativecommons.org/licenses/by-sa/4.0
Enhancing Wealth Distribution Literacy Based on Mawaris Principles among Urban Muslim Families
The low level of wealth distribution literacy based on mawaris principles among urban Muslim families has the potential to generate injustice and conflict within households. This community service activity aimed to enhance the understanding and awareness of urban Muslim families regarding the importance of applying mawaris principles in family wealth distribution. The activity was conducted at the PKK Women’s Community of Wiyung Brantas Permai on April 19, 2025, involving 23 participants. An educative and participatory approach was employed through interactive lectures, group discussions, case studies, and evaluation using pre-test and post-test instruments. The results indicate an improvement in participants’ understanding of the basic concepts and mechanisms of mawaris, accompanied by changes in attitudes and awareness toward planning family wealth distribution in accordance with Islamic principles. The activity also received positive responses from participants and has the potential to generate sustainable impact through the strategic role of women within the family. Thus, this community service initiative contributes to strengthening Islamic financial literacy and promoting equitable wealth distribution in urban Muslim communities.
Copyright (c) 2026 Azidni Rofiqo, Fira Nurafini, Clarashinta Canggih, Nurwinsyah Rohmaningtyas, Taufiq Kurniawan https://creativecommons.org/licenses/by-sa/4.0
Pre-Marital Counseling as Preparation for Emotional and Spiritual Readiness for Students of Subulussalam Islamic Boarding School, Plosokandang Village, Kedungwaru District, Tulungagung Regency
Marriage is a sacred institution that requires emotional and spiritual readiness for individuals who are about to enter family life. Santri, as the younger generation in the pesantren environment, generally possess normative knowledge of fiqh munakahat (Islamic marital jurisprudence), yet often lack adequate psychological and spiritual preparedness. This community service activity aimed to enhance the emotional and spiritual readiness of santri at Subulussalam Islamic Boarding School through premarital counseling based on a developmental approach.The program was implemented through needs assessment, interactive counseling sessions, communication skills training, conflict resolution simulations, and spiritual values mentoring. The results of the activity indicate a significant improvement in the santri’s knowledge, attitudes, and skills related to marital dynamics. The santri gained a better understanding of the importance of emotional regulation, spousal communication, family responsibility, and the spiritual values of sakinah, mawaddah, and rahmah. Collaboration between the pesantren and UIN SATU Tulungagung also resulted in a comprehensive premarital module that can be utilized as a sustainable program. This activity demonstrates that premarital counseling grounded in psychological, religious, and practical approaches is highly effective in preparing santri to face married life in a mature and responsible manner.
Copyright (c) 2025 Ahmadi Abdul Shomad Faiz Nahdhiyanto , Luqman Fauzi, Ahmad Hanif Fajrin https://creativecommons.org/licenses/by-sa/4.0
Development of an E-Ticketing Application to Improve Service Accessibility at Pudak Beach and as an Implementation of Muslim-Friendly Tourism in Ngadipuro Village, Wonotirto District, Blitar Regency
This community engagement program was implemented in Ngadipuro Village, Wonotirto District, Blitar Regency, an area with high tourism potential due to its strategic location along the South Ring Road and its abundance of coastal attractions. Despite this potential, the village has not yet achieved optimal tourism development, as reflected in its low SDGs indicators, limited digitalization, and weak institutional capacity of the local tourism group, Pokdarwis Dewata Puro. This program aimed to strengthen tourism governance through digital innovation, halal tourism development, and capacity building for local stakeholders. Using the Community-Based Research (CBR) approach, the program involved collaborative problem identification, intervention design, implementation, and evaluation with community partners. Key activities included the trial use of the Alamkuindonesia.com e-ticketing system, the creation of a halal tourism map supported by halal certification for local MSMEs, and a series of training sessions on tourism digitalization and financial management. The results show significant improvements in participants’ knowledge, as demonstrated by increased post-test scores, enhanced operational skills in digital tourism tools, and stronger awareness of halal tourism principles. The program also strengthened multi-stakeholder collaboration between the university, Pokdarwis, and partner organizations. Overall, this community service initiative successfully improved digital capacity, financial literacy, and halal tourism readiness in Ngadipuro Village. These outcomes indicate that integrated digital solutions and community empowerment strategies can support sustainable tourism development and contribute to improving village SDGs performance. The findings also provide implications for future research on digital-based tourism governance and collaborative models for rural tourism developmen
Copyright (c) 2025 Moh Farih Fahmi, Moch Khoirul Anwar, Sri Abidah Suryaningsih, Rahmad Syaifudin https://creativecommons.org/licenses/by-sa/4.0
Training on Using the Petanimilenial.id Financial Accounting Application to Improve Financial Accountability Among Millennial Farmers
Digital transformation in the agricultural sector is an important requirement for achieving efficiency, transparency, and sustainability in farming businesses. However, low financial literacy and technological skills remain major obstacles for millennial farmers in managing their finances professionally. This community service activity aims to improve the financial accountability and digital capabilities of millennial farmers through training and assistance in using the Petanimilenial.id application. The program was implemented in Sleman Regency, Special Region of Yogyakarta, involving the millennial farmer community as partners. The implementation method included socialization, technical training, implementation assistance, and participatory evaluation using questionnaires. The results of the activity showed a significant increase in digital financial recording capabilities, understanding of application-based financial recording, and the preparation of simple financial reports. The overall average evaluation score of 4.27 (excellent category) indicates that the Petanimilenial.id application is considered easy to use, relevant to farming needs, and effective in improving financial accountability. The evaluation results show that this activity needs to be continued or further developed, with an average score of 4.73. In addition, this activity encourages an increase in farmers' confidence in making decisions based on financial data. This program proves that technology-based assistance can strengthen the financial literacy and professionalism of young farmers, while also being a concrete step towards sustainable agricultural digitalization in the modern economic era.
Copyright (c) 2025 RR. Indah Mustikawati , Dian Juliani, Ratna Candra Sari, Denies Priantinah, Abdullah Taman https://creativecommons.org/licenses/by-sa/4.0
VILLAGE-OWNED ENTERPRISES IN BREBES REGENCY: GOVERNANCE GAPS, MARKET COMPETITION, AND PATHWAYS TO SUSTAINABILITY
The poverty rate in Brebes is among the highest in the province, with 15.6% of its people living below the poverty line in 2024. To overcome these problems, Village-owned Enterprises (BUM Desa) were introduced through Law No. 6 of 2014 to tap local potential, boost welfare, and raise Village Original Revenue. While every village in Brebes has a BUM Desa, many are still at the beginning of their development and experience setbacks in areas such as legal formalisation, governance, managerial skills, and market competitiveness. This research uses a qualitative approach and a semi-structured interview with the Baperlitbangda and Dinpermades to analyse the institution's performance and its relationship with the emerging Koperasi Desa Merah Putih (KDMP). The findings indicate reliance on individual leadership, high levels of non-performing loans, and unclear market-share allocations, as Village-Owned Enterprises (BUMDes) are suspected of competing with KDMPs rather than collaborating with them. Strengthening the legal framework for professional management of Village-Owned Enterprises (BUM Desa) in Brebes Regency is necessary to realize a dynamic village economy.
Copyright (c) 2025 Tangguh Pratysto, Fransiscus Xaverius Sugiyanto https://creativecommons.org/licenses/by-sa/4.0
Building a Halal Ecosystem Through Sharia Business Education and MSME Mentoring
The concepts of halal and thayyib serve as fundamental pillars of Islamic-based business, encompassing not only the products consumed but also the entire underlying business process. Micro, Small, and Medium Enterprises (MSMEs) located around the Faculty of Business and Economics (FBE), Universitas Islam Indonesia (UII), particularly in Dero Hamlet, Ngringin, demonstrate considerable potential for developing Sharia-compliant business practices. However, limited knowledge regarding the concepts of halal, Islamic business management, and the halal certification process remains a major constraint. This community service program was designed to enhance literacy and practical implementation of halal business principles through the Sharia Business School for MSMEs, which integrates educational sessions, training activities, and halal certification assistance. The methodology comprised three main stages: assessment, training, and evaluation. The results indicate an improvement in participants’ understanding of the Islamic business cycle and a heightened awareness of the importance of halal certification. This initiative is expected to serve as a sustainable model for community empowerment, contributing to the establishment of a Halalan Thayyiban business ecosystem within the FBE UII environment.
Copyright (c) 2025 Muhammad Bekti Hendrie Anto, Heri Sudarsono, Zahron Abdurrahman, Kinanthi Putri Ardiami, Achmad Rizal https://creativecommons.org/licenses/by-sa/4.0
Influence of Halal, Tayyib, Hygienic Food on Food Purchases in Bansari, Temanggung
The purpose of this study is to determine the influence of halal knowledge, halal awareness, tayyib, and hygiene on purchase intention, as well as purchase intention on purchase decision in Bansari District, Temanggung, Central Java. This study is quantitative research with a sampling method using simple random sampling, which was obtained by 125 respondents. The results of the study show that halal knowledge does not affect purchase intention. Meanwhile, halal awareness, tayyib, and hygiene have a significant positive effect on purchase intention, purchase intention has a significant positive effect on purchase decision. The path coefficient value of the halal knowledge variable to purchase intention was 0.491, the halal awareness variable to purchase intention was 0.000, the tayyib variable to purchase intention was 0.036, the hygienic variable to purchase intention was 0.000, and the variable was Purchase intention to a purchase decision of 0.000
Copyright (c) 2025 Farid Hidayat https://creativecommons.org/licenses/by-sa/4.0
Mitigation of Lipstick Effect and Doom Spending Through Financial Management in Supporting Sustainable Household Welfare
Lipstick effect and doom spending appear simultaneously as psychological responses to economic pressures in people's spending patterns. This community service program aims to mitigate both phenomena through Islamic financial management training for students at Al-Ghozali Islamic Boarding School in Yogyakarta. Using the Asset-Based Community Development (ABCD) approach, activities include preparing Islamic financial materials, conducting interactive financial management training, and evaluating progress through pre-tests and post-tests. The program produces practical financial modules, activity reports, and scientific articles. The expected impacts include enhancing students' financial literacy, promoting healthy financial habits, and developing a sustainable financial education model grounded in Islamic values that can be replicated in other Islamic boarding schools.
Copyright (c) 2025 Tangguh Pratysto https://creativecommons.org/licenses/by-sa/4.0
Military Expenditure and Sustainable Economic Growth in Latin America.
This research seeks to thoroughly examine the interconnectedness and directional influence between military spending and sustainable economic growth while considering the role of gross fixed capital formation (investment) as a controlling factor. Drawing on a comprehensive dataset from 13 distinct Latin American economies, spanning the extensive time frame of 1990 to 2019, the study investigates the patterns of cointegration and causal relationships within the variables. The results of the cointegration analysis do not provide substantial support for the existence of a strong and enduring relationship between all the examined variables over the long term. Notably, the research identifies a unidirectional causality running from (i) economic growth to military expenditure, (ii) economic growth to investment, and (iii) investment to military expenditure. This suggests a complex interplay between economic dynamics, investment patterns, and military spending behaviors in the context of Latin American economies, highlighting the need for a nuanced understanding of the underlying causal mechanisms at play. Moreover, it is necessary to consider national and international policies to promote sustainable development in countries, given it produces benefits for investment, safety, and security. As nations strive for sustained development, the research underscores the need for policymakers to grapple with the intricate implications of military expenditure on economic and investment landscapes. This holistic perspective advocates for a balanced and inclusive approach, cognizant of the multifaceted challenges and opportunities that characterize the evolving socio-economic and geopolitical landscape of the region.
Copyright (c) 2024 Maria Gabriel Acueva-Jiménez https://creativecommons.org/licenses/by-sa/4.0
Youth Empowerment Through Digital Marketing for UMKM Development in Ponggok Village, Mojo District, Kediri Regency
This community service program aims to empower the youth of Ponggok Village, Mojo District, Kediri Regency through digital marketing to enhance the development of local Micro, Small, and Medium Enterprises (MSMEs). The program utilizes an Asset-Based Community Development (ABCD) approach, which includes five phases: Discovery, Dream, Design, Define, and Destiny. The main focus is on equipping the youth with the skills necessary to utilize social media platforms like TikTok, Facebook, and Instagram for promoting MSME products. The results show a significant improvement in the digital marketing capabilities of the participating youth and MSME owners, leading to broader and more effective product promotion. This initiative not only empowers the youth but also contributes to the overall economic development of the community. The findings suggest that ongoing support and potential certification, such as halal and BPOM, could further enhance the product quality and market reach of local MSMEs.
digital marketing, MSMEs, youth empowerment, Ponggok Village, community development
Copyright (c) 2025 Qolbin Salim, Sela, Ina, Shofia, Balya, Fina, Jeihan, Binti https://creativecommons.org/licenses/by-sa/4.0
Empowerment of KWT Roay Lestari through Drip Irrigation, Digital Marketing and Harvest Processing
Women Farmers Group (KWT) plays an important role in supporting the progress of the agricultural sector. KWT Roay Lestari is a farmer women's group in Kahuripan Village, Tawang Subdistrict. KWT Roay Lestari focuses on processing and marketing processed agricultural products. However, limited resources and knowledge hinder the optimization of KWT's role. This empowerment aims to improve the welfare of KWT through better processing and marketing of farm products. The holistic approach to implementing empowerment includes skills development, working capital support, and marketing capacity building. Based on the results of the activities, a positive impact was obtained through increased skills and independence of KWT members in product processing and marketing. This program can be a replicated empowerment model in other areas to encourage food security and community economic welfare.
Copyright (c) 2024 Nuryanti Taufik, Prahita Sri Rahayuningrat, Lu'liyatul Mutmainah, Listia Andani, Rizka Fikrinnisa, Ari Farizal Rasyid https://creativecommons.org/licenses/by-sa/4.0
The aim of this research is to analyze poverty factors in Indonesia. The data used is panel data with data from 34 provinces from 38 provinces in Indonesia. The type of data used is in the form of panel data, namely a combination of cross sections and time series over a period of 4 years 2019-2022. The method used is quantitative data consisting of the open unemployment rate, poverty rate and human development index. The research results showed that open unemployment rate had an insignificant positive effect on poverty levels and HDI could not moderate the effect of open unemployment levels on poverty in Indonesia.
Copyright (c) 2025 Hilma Sundusiyah, Dini Rahmayanti https://creativecommons.org/licenses/by-sa/4.0
Faktor-faktor Penentu Untuk Mencapai Peningkatan Pertumbuhan Ekonomi Di Indonesia
Penelitian ini bertujuan untuk mengetahui pengaruh Indeks Produksi Industri (IPI), inflasi, kurs, dan perdagangan Internasional terhadap pertumbuhan ekonomi ndonesia dengan Penanaman Modal Asing (PMA) sebagai variabel intervening. Penelitian ini menggunakan pendekatan kuantitatif dengan data sekunder yang diambil dari website world bank. Data yang digunakan data time series dari tahun 1983-2022. Data yang diperoleh diolah dengan alat analisis Eviews 10. Uji yang digunakan untuk menguji hipotesis dengan uji stasioner, uji regresi, uji asumsi klasik dan uji path analysis. Berdasarkan hasil uji t menunjukkan hasil bahwa Indeks Produksi Industri (IPI) berpengaruh positif signifikan terhadap pertumbuhan ekonomi, inflasi berpengaruh positif signifikan terhadap pertumbuhan ekonomi, kurs berpengaruh negatif tidak signifikan terhadap pertumbuhan ekonomi, perdagangan internasional berpengaruh negatif signifikan terhadap pertumbuhan ekonomi, Penanaman Modal Asing (PMA) berpengaruh positif signifikan terhadap pertumbuhan ekonomi, Indeks Produksi Industri (IPI) berpengaruh positif signifikan terhadap Penanaman Modal Asing (PMA), inflasi berpengaruh positif tidak signifikan terhadap Penanaman Modal Asing (PMA), kurs berpengaruh positif tidak signifikan terhadap Penanaman Modal Asing (PMA), perdagangan internasional berpengaruh negatif tidak signifikan terhadap Penanaman Modal Asing (PMA), Indeks Produksi Industri (IPI) berpengaruh terhadap pertumbuhan ekonomi melalui Penanaman Modal Asing (PMA), dan variabel inflasi, kurs, dan perdagangan internasional tidak memiliki pengaruh terhadap pertumbuhan ekonomi melalui Penanaman Modal Asing (PMA).
Copyright (c) 2025 ida latifattul ummah, diyah ariyani https://creativecommons.org/licenses/by-sa/4.0
Registration of Intellectual Property Rights of Thengul Ndadari Batik Motifs Based on Preservation of Dance Art
Dolokgede, Tambakrejo village located in Bojonegoro Regency has potential property art. One of the business opportunities that Bojonegoro community has begun to develop is batik, but there are still only a few people have batik character, they only make it without knowing the meaning of the resulting motif. The motifs that are widely used in batik are imagines plant and flower. During this time the community is very worried that there will be attention, extinction, appreciation from others for the batik motifs that have been produced. There for the Disbudpar and Uin Sunan Kalijaga service team asked for assistance to support the assistance of intellectual property rights on batik motifs produced by Dolokgede through the Director General Property Rights. So that it can foster the entrepreneurial spirit of the village community marked by the village communitu. Which produces written batik based on dance art and distributes tourism areas, therefore the tourist area will facilitate written batik produced by the people of Dolokgede Village.
Perencanaan Keuangan Bagi Pekerja Migran Indonesia di Sektor Informal
There are not a few Indonesian migrant workers in Malaysia. Many of them are workers in the informal sector. As migrant workers, sometimes they have to be able to manage their finances in order to survive there, for their families in Indonesia, and save for the future. The community service program carried out by the lecturers of the FEBI UIN Suka Sharia Accounting study program regarding financial planning is very helpful for migrant workers in Malaysia, especially workers in the informal sector. Not a few of them are interested in starting to plan their finances, starting from daily expenses to investing in the future.
Copyright (c) 2024 Egha Ezar J.P.H, Prasojo Prasojo, Dinik Fitri Rahajeng Pangestuti https://creativecommons.org/licenses/by-sa/4.0
Program Mentoring Teknik Ecoprint Berbasis Keanekaragaman Vegetasi Sebagai Produk Alternatif Cendera Mata Khas Desa Wisata Padusan Pacet Mojokerto
Padusan Village is one of the popular tourist destinations among tourists when they want to spend their holiday time, so Padusan Village can be called a Tourist Village. The development of Padusan Village into an area that has many tourist attractions has created new things in the community, one of which is the emergence of MSMEs around Padusan Village. However, the majority of MSMEs in Padusan Village only sell agricultural products and home-processed food. There are no MSME actors in Padusan Village who sell souvenir products which are the hallmark of Padusan Village. Some of the problems that occur in Padusan Village are the lack of understanding from the community regarding the importance of souvenirs as souvenir products in the tourism industry, in addition to the low ability of the Padusan Village community in making souvenirs. Based on the existing problems, the service team from the State University of Malang wants to carry out community service activities in the form of mentoring on ecoprint techniques based on vegetation diversity as an alternative product for souvenirs typical of Padusan Pacet Tourism Village, Mojokerto. This service activity is carried out to realize the community's abilities and skills in producing souvenir products typical of the Padusan Tourism Village so that Padusan Village as a tourist village can develop further and increase the economic income of Padusan Village. The partner problem solving method in this activity is in the form of training and mentoring activities which begin with providing theory, practice and evaluation of the participants' work. This service activity was carried out well and smoothly, all participants followed the sequence of events from start to finish. The result of this service activity is an increase in skills for the Padusan Village community in producing handicrafts using ecoprint techniques and has the potential to become a business opportunity in Padusan Village.
Copyright (c) 2025 Dhika Maha Putri, Nailul Insani, Grace Tjandra Leksana, Ronal Ridhoi https://creativecommons.org/licenses/by-sa/4.0
Strategi Pemasaran Asuransi Syariah dengan Teknologi Media Sosial Instagram
This research departs from the idea that the development of information technology has had an impact on people’s lives and spurred the advancement of new ways of life in the digital era. Social media is present as a fast way of promotion (marketing) because it facilitates getting information and interacting easily, the right marketing strategy to achieve marketing goals. Public awareness about the future is still low, if you look at the future, the role of insurance is very important for the community, such as anticipating unexpected events. Islamic insurance is here to support people’s lives. This study aims to determine the marketing strategy carried out through Instagram social media. This study uses a descriptive approach that is connected directly through social media, the data source obtained from previous research studies. Based on the results of the study it can be concluded that social media is often used to market products, one of which is sharia insurance, with a product introduction marketing strategy through social media.
Copyright (c) 2024 Syakira Pradania, Muhammad Luthfi Hafidh Ilham, Nurul Maolida https://creativecommons.org/licenses/by-sa/4.0
Pemanfaatan Sosial Media Dalam Pemahaman Sukuk Ritel Pada Masyarakat
Sukuk adalah instrumen keuangan yang berbasis syariah dan terus mengalami pertumbuhan signifikan dalam beberapa tahun terakhir. Mengingat pasar yang terus berkembang, pemerintah Indonesia menghadirkan sukuk ritel sebagai obligasi syariah untuk warga negara Indonesia. Sukuk ritel diterbitkan sebagai upaya negara untuk mendukung peningkatan sektor keuangan syariah secara komprehensif. Selain itu, sukuk ritel bertujuan untuk membawa perubahan dalam perilaku masyarakat dalam melakukan investasi dengan risiko yang rendah dan dalam skala pembelian yang kecil, serta membangkitkan semangat masyarakat untuk berinvestasi dengan tujuan sosial. Untuk menyebarkan informasi tentang sukuk ritel, pemanfaatan jejaring media sosial dapat dioptimalkan. Oleh karena itu, penulis menggunakan Instagram dan Whatsapp untuk menyebarkan informasi dan memberikan kesempatan kepada masyarakat untuk berdiskusi melalui kolom komentar unggahan, sehingga dapat mengevaluasi minat masyarakat terhadap sukuk ritel.
Copyright (c) 2024 Linlin Nuraini, Nailil Choiri Fidda Royni, Nur Alip Rahmawan, Faza Amaliatul Husna https://creativecommons.org/licenses/by-sa/4.0
Literasi Keuangan Digital: Investasi Saham Berbasis Syariah
Perkembangan investasi dan pasar saham di Indonesia semakin pesat. Salah satu aspek yang menonjol adalah pertumbuhan yang signifikan dalam investasi saham syariah. Selain melihat perkembangan saham syariah itu sendiri, penting juga untuk memahami tingkat pemahaman masyarakat Indonesia mengenai jenis investasi ini. Oleh karena itu, peneliti bertujuan untuk melakukan penelitian yang mengkaji lebih lanjut mengenai investasi saham yang berbasis syariah. Adapun metode penelitian yang digunakan adalah metode penelitian kualitatif dengan menggunakan penelitian studi literatur kajian yang dilakukan dengan memakai literature jurnal, buku, hasil penelitian terdahulu dan menggunakan metode poster comment yang berhubungan dengan investasi syariah. Hasil penelitian ini bertujuan untuk memberikan pemahaman dan pemaparan yang detail mengenai investasi saham syariah.
Copyright (c) 2024 Rizqo Shuhbatus Sholihah, Anisa Lestari Rahmawati, Anggi Riana, Maliha https://creativecommons.org/licenses/by-sa/4.0
Edukasi Literasi Digital untuk Meningkatkan Investasi Syariah di Indonesia
Bagi seorang muslim kita juga harus melakukan kegiatan ber investasi.Di dalam praktik nya, investasi juga terdapat dalam bentuk syariah.dalam rangka meningkat kan investasi syariah di indonesia, , edukasi literasi digital menjadi semakin penting. Pelaksanaan edukasi secara digital, dilakukan melalui aplikasi instagram, yaitu dengan cara memposting poster yang berisikan tentang pengertian investasi syariah, perbedaan investasi syariah dan konvesional, manfaat, dan jenis-jenis investasi syariah.pengguna dapat melakuakn diskusi di kolom komentar dan terdapat 2 pertanyaan di kolom tersebut Dan dengan dilaksanakannya kegiatan ini, dapat meningkatkan masyarakat untuk berinvestasi syariah.
Copyright (c) 2024 Munawar Aziz, Agung Syaifullah, Harits Nur Hidayatullah https://creativecommons.org/licenses/by-sa/4.0
Sharia Investment Socialization Through Instagram Social Media
This study aims to provide socialization of sharia investment and analyze the effectiveness of socialization carried out through Instagram social media. This study uses data that comes from various related issues discussed. The references taken are books that discuss the problem, articles or scientific journals obtained from soft files or hard file books and also through information technology or the internet. This research is also included in qualitative research using the literature study writing method. kinds of studies, namely descriptive studies and constructive analysis. Descriptive studies are carried out by identifying various findings, which are then presented based on these findings in a structured and systematic manner. In this case, identifying the various outreach and education programs that have been carried out. This research also examines constructively analytically, namely armed with various findings that exist in various socialization and education. The results of the study show that the enthusiasm of Instagram users in listening to the discussion videos that have been made by the author and is believed to be very useful for those who are about to start investing or for those who are already investing and want to switch to investments that are good according to their religion, or maintain their mandated financial trust in investment instruments.
Copyright (c) 2024 Dian Budiarti, Munawaroh, Hani Prihatini https://creativecommons.org/licenses/by-sa/4.0
Peran Penggunaan Poster Melalui Media Sosial Instagram sebagai Sarana Sosialisasi Literasi Pembiayaan Leasing Syariah
Leasing dalam bentuk syariah biasa disebut dengan ijarah. Dalam ijarah segala bentuk pembiayaan diterapkan dan dikembangkan sesuai dengan prinsip-prinsip syariah dan sesuai dengan kaidah islam. Permasalahannya,mayoritas masyarakat hanya mengenal leasing konvensional, padahal ada leasing yang diatur berdasarkan prinsip-prinsip syariah Islam. Dikarenakan kurangnya pengetahuan dan wawasan masyarakat mengenai leasing syariah, sosialisasi dalam meningkatkan pemahaman masyarakat mengenai keuangan sangat diperlukan.Tujuan dari kegiatan diskusi ini adalah untuk meningkatkan pemahaman masyarakat mengenai leasing syariah. Metode yang kami gunakan untuk menyampaian informasi yaitu dengan membuat poster yang kami unggah melalui media sosial instagram. Hasil sosialisasi menunjukkan bahwa media poster efektif sebagai media sosialisasi karena dapat memberikan wawasan baru tentang leasing syariah. Sosialisasi ini juga mendapatkan respon positif dari para komentator terlihat antusias mengajukan pertanyaan dan memberikan feedback terhadap postingan poster.
Copyright (c) 2024 Roikha Mufidatul Husna, Sri Sartika, Rizki Rahmawati https://creativecommons.org/licenses/by-sa/4.0
Pemanfaatan Media Sosial Instagram Sebagai Sarana Pengenalan Akad Ijarah
Sewa-menyewa atau bisa disebut dengan ijarah merupakan salah satu produk yang ditawarkan kepada masyarakat, dalam hal ini ijarah atau sewa-menyewa termasuk ke dalam ruang lingkup muamalah, jadi pada ijarah ini yang biasanya ditawarkan kepada masyarakat didasarkan kepada sebuah perjanjian (akad). Akad ijarah merupakan akad perpindahan hak guna atau suatu barang dan jasa melalui upah sewa, tanpa diikuti dengan adanya perpindahan kepemilikan atas barang itu sendiri. Penerapan akad ijarah dalam urusan bisnis berupa sewa tanah, gedung, jasa, dan lain-lain. Dalam urusan bisnis juga sering muncul permasalahan dalam akad ijarah. Metode yang digunakan dalam pengabdian ini adalah sosialisasi dengan cara penyampaian materi-materi dengan cara mengunggah di Instagram dan diskusi dalam bentuk sesi tanya jawab. Tujuan kegiatan pengabdian masyarakat ini memberikan pengenalan tentang akad ijarah kepada khalayak umum di sosial media. Dengan harapan banyak orang bisa memahami akad ijarah menurut hukum Islam.
Copyright (c) 2024 Zhilan Qhory Nur Hidayah, Yasinta, Ita Wulandari https://creativecommons.org/licenses/by-sa/4.0
Optimasi Literasi Keuangan: Mempromosikan Perbankan Syari’ah dan Konvensional melalui Platform Media Sosial
Kesejahteraan ekonomi untuk individu dan masyarakat, dan partisipasi dalam bidang ekonomi menyatakan, individu dengan pengetahuan keuangan yang lebih tinggi cenderung lebih bijak dalam perilaku keuangannya bila dibandingkan dengan individu yang memiliki pengetahuan keuangan yang lebih rendah. Meskipun perbankan Syari’ah telah hadir sejak lama dan memiliki potensi untuk tumbuh di Indonesia, namun masih banyak masyarakat yang belum memahami sepenuhnya tentang produk dan layanan perbankan Syari’ah. Rendahnya pengetahuan keuangan Syari’ah menjadi salah satu faktor yang mempengaruhi penggunaan dan pemanfaatan jasa keuangan Syari’ah, sehingga pangsa pasar industri keuangan Syari’ah, terutama perbankan Syari’ah, lebih rendah dibandingkan dengan perbankan konvensional. Selain itu, literasi melalui media sosial ini juga tujukan untuk membantu masyarakat untuk lebih memahami perbedaan antara perbankan Syari’ah dan konvensional, sehingga dengan harapan, mereka dapat beralih ke bank Syari’ah. Metode yang akan digunakan dalam pengabdian ini adalah dengan membuat konten literasi perbankan Syari’ah yang dikemas dalam bentuk yang menarik dan mudah dipahami oleh masyarakat, dan selanjutnya dipromosikan melalui media sosial seperti Instagram dan WhatsApp Group untuk memberikan pemahaman yang lebih mendalam mengenai produk dan layanan perbankan. Penyiapan bahan materi dalam akun Instagram ini kami membahas tentang keuangan Syari’ah yang berfokus pada perbankan, lebih tepatnya perbedaan bank Syari’ah dan bank konvensional.
Copyright (c) 2024 Rina Anggraini, Nidya Zati Hanani, Rina Priyanti https://creativecommons.org/licenses/by-sa/4.0