WIDODO, A. Z. Z.; FURQONUL HAQ. Determinants of Shopee Paylater Usage Decisions with Financial Management Behavior A Moderating Variable . Journal of Islamic Economic Scholar, [S. l.], v. 5, n. 2, p. 101–120, 2024. DOI: 10.14421/jies.2024.5.2.101-120. Disponível em: https://ejournal.uin-suka.ac.id/febi/JIES/article/view/2530. Acesso em: 6 dec. 2025.