Journal of Islamic Economic Scholar

E-Marketing Determinants of Bank Syariah Indonesia Mobile Banking Customer Loyalty (Study D.I. Yogyakarta)

Hamidah Hamidah — 2025-10-13

This study aims to examine the influence of e-trust, e-service quality, e-satisfaction, and electronic word of mouth
(e-WOM) on customer loyalty among users of Bank Syariah Indonesia’s mobile banking services in the Special
Region of Yogyakarta. Using a quantitative approach and multiple linear regression analysis on 110 respondents,
the results show that e-satisfaction and e-WOM have a positive and significant effect on customer loyalty,
whereas e-trust and e-service quality do not have a significant effect. Collectively, the four variables explain
54.9% of the variation in customer loyalty. These findings emphasize the critical role of satisfaction and digital
recommendations in sustaining user loyalty in mobile Islamic banking services.

Determinants of Halal Cosmetics Purchase Intention in Gen-Z: An Empirical Study in Java Island

Muhammad Iqbal Mahdi — 2025-10-13

This study aims to analyze the influence of halal marketing, halal labeling, knowledge, brand image, and product quality on the interest in buying halal cosmetics in the Zilenial generation.The method used in this study is a quantitative survey approach through a questionnaire with a sample of 211 Gen-Z respondents who were selected by purposive sampling based on birth criteria between 1997-2012, domiciled on the island of Java and had bought halal cosmetic products. Data analysis was carried out using Structural Equation Modeling (SEM) technique. This study shows that halal marketing, halal labeling, halal knowledge, brand image, and product quality have a significant influence on buying interest. The implications of this research can be used by halal cosmetics industry players as a basis for formulating marketing strategies that are more effective and in accordance with the characteristics of Gen Z. By utilizing the right strategy, companies can help the country's economic growth.

Fiqih Zakat Profesi Study Ijtihad Yusuf Al-Qaradawi dan Wahbah Az Zuhayli

Agus Faisal — 2025-10-13

Zakat has become a controversial topic of study that is experiencing new ijtihad in the modern era today. Contemporary scholars Yusuf Al-Qaradawi and Wahbah Al-Zuhayli consider professional zakat to be obligatory. However, in terms of how and what is determined, the rulings of the two figures have similarities and differences. This paper uses a library research approach, with content analysis techniques. This method is used to analyze the thoughts of Yusuf Al-Qaradawi and Wahbah Al-Zuhayli related to the law of professional zakat. According to the analysis, the similarity in the thought of professional zakat between Yusuf Al-Qaradawi and Wahbah Al-Zuhayli lies in the permissibility of giving professional zakat; both figures allow the giving of professional zakat although there are certain exceptions. The method of istinbath for professional zakat in Al-Qaradawi's perspective uses qiyas. The use of qiyas in determining professional zakat is analogized with the zakat of gold and silver. Whereas the istinbath method according to Wahbah al-Zuhayli is that professional zakat is not obligatory for every Muslim, because, according to him, there is no strong basis for the existence of professional zakat. However, he provides leniency for those who make professional zakat obligatory.

Implementation of Halal Certification Institutions in ASEAN Countries

Fefi Diniyati Sholihah — 2025-10-13

ASEAN serves as an integrated market and manufacturing hub, facilitating the seamless movement of goods, services, capital, investment and production . Wrong One regulation Which applied rates customs enter Which imposed on goods Which traded in between countries ASEAN members . Implementation trading free in ASEAN cause concerns among public Muslim in Indonesia And countries ASEAN other regarding the halal status of imported products. To overcome this problem, standardized requirements, labels, and registration procedures are needed for halal certification. This study aims to analyze the implementation of halal certification in halal certification institutions in ASEAN countries, especially Indonesia, Malaysia, and Thailand. This study uses comparative qualitative by collecting primary and secondary data. Primary data is obtained from information on official government websites and halal certification institutions. Meanwhile, secondary data is obtained from literature such as journals, articles, and books that are relevant to the research topic. Such as the halal standards of each country and comparing them with aspects of technology, determination procedures, legal issues, and audit methods. The results of the analysis show that ASEAN member countries, especially Indonesia, Malaysia and Thailand, have different regulations and requirements for implementing halal assurance standards. However, these differences create confusion and hinder international trade.

Say Key: ASEAN; Indonesia Malaysia Thailand; Certification halal; Halal standards

Analisa Efisiensi Badan Amil Zakat Nasional (BAZNAS) Sebelum dan Pada Saat Pandemi Covid-19

Nurul Hidayatullah — 2025-10-13

Abstract

One of the Amil Zakat Institutions in charge of collecting funds from the public and redistributing them is the Amil Zakat Institution (LAZ) or Amil Zakat Agency (BAZ). The existence of this institution aims to collect funds from the community in the form of zakat, infaq, sadaqah (ZIS) which will be redistributed to underprivileged people. This study aims to analyze the efficiency of the National Amil Zakat Agency (BAZNAS) in 2017-2021 before and during the co-19 pandemic based on financial reports taken from the official BAZNAS website using the Data Envelopment Analysis (DEA) method with variables of zakat revenue and employee expenditure as input variables and variables of zakat distribution as output variables. The results showed that the efficiency of BAZNAS's financial performance occurred in 2018 and 2021 and in 2017, 2019, and 2020 BAZNAS's financial performance could be said to be inefficient.