Modeling the Determinants of Islamic Banking Adoption Among Indonesian Civil Servants: A Multigroup Structural Equation Modeling Approach. International Journal of Islamic Finance, [S. l.], v. 4, n. 1, p. 1–27, 2026. DOI: 10.14421/m76jbj76. Disponível em: https://ejournal.uin-suka.ac.id/febi/ijif/article/view/2783. Acesso em: 14 may. 2026.