Mahendra, Weri, Brian Kusuma Tegar, and Akhsyim Affandi. “Analisis Empiris Transaksi Non-Tunai Dan Variabel Ekonomi Terhadap Dinamika Pengganda Uang Di Indonesia”. Jurnal Magister Ekonomi Syariah 3, no. 1 Juni (July 2, 2024): 91–105. Accessed December 6, 2025. https://ejournal.uin-suka.ac.id/febi/jmes/article/view/2227.