Determination of Insurance Premiums Using The Optimal Bonus-Malus System with The Bayesian Method. Kaunia: Integration and Interconnection Islam and Science Journal, [S. l.], v. 21, n. 2, p. 101–108, 2026. DOI: 10.14421/kaunia.5462. Disponível em: https://ejournal.uin-suka.ac.id/saintek/kaunia/article/view/5462. Acesso em: 14 mar. 2026.