Nurrohim, Ahmad Hujaj, et al. “Usury in Online Loans and Pay Later: From Historical Perspective to Its Contextualization on Modern Practice”. Az-Zarqa’: Jurnal Hukum Bisnis Islam, vol. 15, no. 2, Dec. 2023, pp. 283-06, https://doi.org/10.14421/azzarqa.v15i2.3303.