Does Finance Access Matters for Children? An Evidence Form Indonesia Family Life Survey 5 and 4

Riswanti Budi Sekaringsih

Abstract


As explained in the declaration of Sustainable Development Goals (SDG) in January 2016, two of the achievements are good health and wellbeing and quality education. Households as one of the drivers of the economy, household should be able to improve this achievement. Because There are two kinds of household’s outcome such as; child health and child education. One of the factors that influence this outcome is household financial access. A household who had better access on finance was more sustain than the other. This study aims to examine the impact of household financial acces on child education and child health. Source of data that used is Indonesia Family Life Survey (IFLS/SAKERTI) year 2014 and 2007. The recognition that finance access is an input in a household's production function has major implications for development. It suggests that the acquisition of human capital and the establishment of a physical infrastructure needs to be complemented by human investment the estimation is done in three ways; pooled OLS, fixed effect and random effect. The result shows that finance access matters for child health, specially the availability of BRI and BMT in village. And for child education, finance access specially the availability of BRI and BMT in village have positive impact for child education.

Keywords


Financial Access, Saving, Loan, Child Health, Child Education, IFLS

Full Text:

PDF

References


Bekti. (n.d.). Kekurangan Gizi (Malnutrisi). Retrieved from http://medicastore.com/penyakit/954/ Kekurangan_Gizi_Malnutrisi_.html.

Chernichovsky, Dov; Meesok, Oey Astra;. (1985). School Enrollment In Indonesia. World Bank Staff Working Papers (746), 1-28.

Connelly, Rachel ; Zheng, Zhenzhen;. (2002). Determinants od School Enrollment And Completion of 10 to 18 Years Olds in China. Economics of Education Review , 279-388.

Davis, H. L. (1976). Decision Making Within Household. Journal Of Consumer Research , 2, 241-260.

Deaton, A. (1997). Nutrition, Children, And Intrahousehold Allocation. Dalam A. Deaton, The Analysis Of Household Surveys: A Microeconometrics Approach To Development Policy (hal. 204-270). Washington: The World Bank.

Estey, J. (2012). Pendidikan Dasar Untuk Semua. Dipetik November 28, 2012, dari Unicef Indonesia: http://www.unicef.org/indonesia/id/education.html

Hartriyanti, Y; Triyanti;. (2007). Penilaian Status Gizi, Gizi dan Kesehatan Masyarakat. Jakarta: Raja Grafindo Perkasa.

Hussey, Jill; Hussey, Roger;. (1997). Business Research. New York: Palgrave.

Indonesia, P. R. (2003, Juli 8 ). UNDANG-UNDANG REPUBLIK INDONESIA NOMOR 20 TAHUN 2003 TENTANG SISTEM PENDIDIKAN NASIONAL. Retrieved November 11, 2012, from Kementerian Sekretariat Negara Republik Indonesia: http://www.setneg.go.id/index.php?option=com_perundangan&catid=1&Itemid=42&catname=UU&tahun=2003

Khanam, Rasheda; Ross, Russell;. (2008). Is Child Work A Deterrent to Scholl Attendance And Scholl Attainment? Evidence from Bangladesh. Proceddings of The 37-th Australian Conference of Economist (hal. 1-32). Gold Coast: The Economics Society of Australia.

Mishra, V., & Retherford, R. (2000). Women Education Can improve Child Nutrition in India. National Family Health Survey (15).

Ota, M., & Moffatt, P. G. (2007). The within-household schooling decision: a study of children in rural Andhra Pradesh. Journal of Population Economics , 20 (1), 223-239.

Ricci, J. A., & Becker, S. (1996). Risk factor for wasting and stunting among children in Metro Cebu, Philipiness. American Society for Clinical Nutrition , 966-975.

Senbajo, I.O; Adeodu, O.O; Adejuyigbe, E.A. (2005). Influence Of Socio-Economics Factors on Nutritional Status of Children in A Rural Community of Osun State Nigeria.

Silva, P. (2005). Enviromental Factor and Children’s Malnutrition in Ethiopia. World Bank Policy Research Working Paper (3489).

Skoufias, E. (1999). Parental Education and Child Nutrition in Indonesia. Buletin of Indonesia Economics Studies (BIES) , 35 (1), 99-119.

Skoufias, E., & McClafferty, B. (2001). Is Progresa Working? Summarry Of The Results of An Evaluation. FCND DISCUSSION PAPER NO. 118 .

Supariasa, I., Bakri, B., & Fajar, I. (2002). Penilaian Status Gizi Klinis. Jakarta: EGC.

Thomas, D. (1994). Like Father Like Son; Like Mother Like Daughter: Parental Resources And Child Height. The Journal Of Human Resources , 29 (4), 950-988.

Thomas, Duncan; Contreras, Dante; Frankenberg, Elizabeth;. (1999). Distribution of Power Within The Household and Child Health. IFLS Research , 1-37.

Victoria, C. (1991). The Association Between Wasting and Stunting An International Perspektif. The Journal of Nutrition .

Vida, M. (2004). Family Size and Educational Attaiment in Indonesia: A Cohort Perspective. On-line Working Paper Series , 017 (04), 1-32.

Waterlow, J. (1972, September 2). Classification and De4finition of Proterin-Calorie Malnutrition. British Medical Journal .

Wooldridge, J. M. (2002). Econometrics Analysis Of Cross Section And Panel Data. Cambridge: MIT Press.

Wooldridge, J. M. (2003). Introductory Econometrics: A Modern Approach 2E. Ohio: Thomson South-Western.

Wu, L. (2010). Family Bargaining, Women's Power and Its Impact on Child Health in China. Job Market Paper , 1-50.

BPS (2017). Angka Partisipasi Sekolah (APS) menurut Provinsi, 2011-2016. https://www.bps.go.id/linkTableDinamis/view/id/1054 accesed on september 1st 2017

Kementrian Kesehatan. 2015. Profil Kesehatan Indonesia 2015 http://www.depkes.go.id/resources/download/pusdatin/profil-kesehatan-indonesia/profil-kesehatan-Indonesia-2015.pdf accesed on september 1st 2017

Campbell, John Y. 2006. Household Finance. Journal of Finance 61(4): 1553-1604. https://dash.harvard.edu/bitstream/handle/1/3157877/campbellnber_ household finance.pdf? sequence=2 accesed on september 1st 2017

Karlan, Dean,. Morduch, Jonathan. 2009. Handbook of Development Economics, Volume 5. HDE_June_11_2009_Access_to_Finance.pdf _Access_to_finance Chapter 2. accesed on september 1st 2017

Honohan, P., 2008. Cross-Country Variation In Household Access To Financial Services. Journal of Banking & Finance• November 2008 https://www.researchgate.net/publication/222405898 Cross-Country. accesed on september 1st 2017

Suryadarma, D., et al..2006. Causes of Low Secondary School Enrollment in Indonesia. http://www.smeru.or.id/en/content/causes-low-secondary-school-enrollment-indonesia. accesed on september 1st 2017




DOI: https://doi.org/10.14421/grieb.2017.051-05

Refbacks

  • There are currently no refbacks.




Copyright (c) 2017 Riswanti Budi Sekaringsih

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

 

Global Review of Islamic Economics and Business

ISSN: 2338-2619 (p); 2338-7920 (e)

Published by:
Faculty of Islamic Economics and Business
State Islamic University (UIN) Sunan Kalijaga

In cooperation with:
Consortium for Islamic Economics

Creative Commons License
All publications by Global Review of Islamic
Economics and Business are licensed under a 
Creative Commons Attribution-ShareAlike 4.0
International License

 

Indexed by: 

SINTAGarudaGoogle ScholarNelitiMorarefIndonesia One SearchOCLC WorldCatBase