Analisis Pengaruh Green Banking Terhadap Profitabilitas Bank Umum Syariah Indonesia
DOI:
https://doi.org/10.14421/jbmib.2022.011-05Keywords:
Green Banking, Profitibalitas, Bank Umum SyariahAbstract
Research Aims: Islamic commercial banks are Islamic banks which in their activities provide services in payment traffic. Islamic commercial banks can operate as foreign exchange banks and non-foreign exchange banks. Foreign exchange bank is a bank that can carry out transactions abroad or related to foreign currencies as a whole, such as transfers abroad, collections abroad, opening letters of credit and so on. The purpose of the study was to determine the effect of green banking on the profitability of Islamic commercial banks in Indonesia and the concept of green banking in an Islamic perspective.
Design/methodology/approach: This type of research is quantitative with a descriptive statistical approach, the research methodology used in this study is the method of documentation and literature study.
Research Findings: The results of the study show that green banking has a positive effect on the profitability of Islamic Commercial Banks in Indonesia. In the Islamic perspective, all Green Banking Indicators are in accordance with the Islamic perspective as well as the reinforcing arguments about protecting nature and preventing natural damage.
Keywords: Green Banking, profitibalitas, Bank Umum Syariah.
Downloads
References
Aasa, Adepoju, & Aladejebi. 2016. “Sustainable Development through Green Innovative Banking 3p’s.” International Jounal Of Innovative Research & Development 5(14): 7.
Ahmed Nauman Aness., Ahmed Arif. 2012. “Liquidity Risk and Performance of Bankin System. “Journal of Financial Regulation and Compliance.” Journal of Financial Regulation and Compliance 20(2): 182–95.
Al- Burhan. 2021. “Tafsir Maqasidito Maqasid Al- Shariah.” Study of Science and Cultural Development of the Koran 21: 1.
Andi Nuraeni. 2019. “Factors Affecting Disclosure of Islamic Social Reporting.” Journal of Islamic Economics and Business 4: 79.
Andreas Lako. 2007. Green Economy. Jakarta: PT. Gelora Aksara Prataman.
Asikhia Olalekan &Sokefun Adeyinka. 2013. “Capital Adequacy And Banks’ Profitability Of Deposit Taking: An Empirical From Nigeria.” Far East Journal of Psychology and Business 13(1): 32–41.
Athanasoglou, Brissimis, Delis. 2006. “Bank-Specific Industry Specific and Macroeconomics Determinants of Bank Profitability.” ank of Greece Working Paper 20: 14.
Deegan, C,. Rankin and Voght, p. 2000. “Firms Disclosure Reactions to Social Incidents.” Accounting Forum 24(1): 120.
Deger Alper, Adem Anbar. 2011. “Bank Specific and Macroeconomic Determinants of Commercial Bank Profitability : Empirical Evidance from Turkey.” Business and Economics Research Jornal 2: 2.
Edoardus Satya Adhiwardana dan Daljono. 2013. “He Influence of Corporate Social Responsibility and Foreign Ownership on Company Performance.” Diponegoro Journal of Accounting II: 2.
Eljelly, Abuzar. 2013. “Internal and External Determinants of Profitability of Islamic Banks in Sudan: Evidence from Panel Data.” Afro-Asian Journal of Finance and Accounting 03(3): 222–40.
Fadzlan Sufian., Mohamad Akbar Noor Mohamad Noor. 2009. “The Determinants of Islamic Banks’ Efficiency Changes.” International Journal of Islamic and Middle Eastern Finace and Management 2(2): 120–38.
Ibnu Dipraja. 2014. “The Influence of Corporate Social Responsibility on Financial Performance.” Dian Nuswantara University Journal of Accounting 12: 4.
Lawrance Gitman, Juchau Roger & Flanagan Jack. 2015. “Principles of Managerial Finance.” Pearson Education 4: 19.
M. Heikal, . M. Khaddafi & A. Ummah. 2014. “Influance Analisys of Return on Assets (ROA), Return on Equity (ROE), Net Proft Margin (NPM), Debt To Equitry Ratio (DER), and Current Ratio (Cr), Againts Corporate Profit Growth In Automative in Indonesia Stock Exchange.” International Journal of Academic Research in Business and Social Sciences 4: 2222–6990.
M Ragupathi, S Sujatha. 2015. “Green Banking Initiatives of Commercial Banks in India.” International Research Journal of Business and Management 8: 74.
Marzully Nur dan Denies Priantinah. 2012. “Analysis of Factors Affecting Disclosure of Corporate Social Responsibility.” Nominal 01: 11.
N Kapoor, Jaitly & Gupta. 2016. “Green Banking: A Step towards Sustainable Development.” International Journal of Research in Management, Economics and Commerce 06(7): 69–72.
Olivia. 2014. “Theoritical Review of The Application Of Green Banking In Indonesia.” Jurnal: Ekonomi 16: 2.
Omar Masood, Omar. 2012. “Bank-Specific and Macroeconomic Profitability Determinants of Islamic Banks.” Qualitative Research in Financial Markets 02: 2–3.
Omi Pramiana, dkk. 2018. “Implementasi Corporate Social Responsibility (CSR) Dalam Perspektif Shariah Enterprise Theory.” Jurnal EKSIS 13(2): 172–82.
Putu Permana Dewi, Putu Edward Naryani. 2020. “Implementasi Green Banking Profitabilitas Dan Corporate Social Responsibility on Company Value.” Accounting 30: 20.
R Gray, . R Kouhy and S Lavers. 1996. “Accounting and Accountability:Changes and Challengs in Corporate Social and Environmental Reporting.” Prentie Hall, London 02: 5.
S Acharya & S Locke. 2016. “Green Banking And Banks Performance In India.” International Conference On Green Banking For Green Industry and Green Economy 1: 12.
Saravanaselvi, Sangeetha. 2016. “Green Banking in India.” Primax International Journal of Commerce And Management Research IV(1): 119.
Setyo Budiantoro. 2014. Overseeing Green Banking in Indonesia in the Context of Sustainable Development. Jkarta: Prakarsa.
Tan Sau Eng. 2013. “Influance NIM, BOPO, LDR, NPL Dan CAR Terhadap ROA Bank Internasional and Bank Nasional Go Public.” Dynamics Journal Management 1: 3.
Udhalasmismi, K Chinnadorai. 2014. “Green Banking Practices in IndianBank.” International Journal of Management and Commerce Innovations 02: 232.
Usman Dawood. Usman. 2004. “Factors Impacting Profitability of Commercial Banks in Pakistan for The Period of 2009-2012.” International Journal of Scientific and Research Publications 4(3): 41.
Walida Lathifatuz Zahro. 2015. “The Regulation Of Green Banking As Main Indicator Of Productive Financing In Islamic Banking,.” Thesis Sharia Business Law Departement Sharia Faculty Maulana Malik Ibrahim State Islamic University Of Malang.
Wilmshurt T anD G Forst. 2000. “Corporate Enviromental Reporting: A Test Of Legitimacy Theory.” Accounting, Auditing and Accountability Journal 1: 10–26.
Y Tan., C. Floros. 2012. “Bank Profitability and Inflation: The Case of China.” Journal of Economic Studies 39: 675–96.
Yadav S, Viswanadham. 2016. “Green Banking In India:An Inovative Initiative For Sustainable Development.” International Journal of Academic Research 3(3): 88.